shops
If you are looking to purchase a shop either as an Investment or as somewhere to live and run your business we are able to provide a commercial mortgage for you even if you have not had previous experience in the retail sector. You may already own your property and would benefit from raising capital for further expansion or upgrading. We would normally look to arrange finance for up to 85% loan to value as a maximum on a conventional shop. It is common for us to arrange commercial mortgages for clients who live in flats above the shop that they run their business from.
We are able to arrange mortgages where clients are unable to prove their income or where the business accounts do not show the true potential of the business. When clients are in a stronger position we can then arrange a mortgage with a more favourable rate.
